Last updated: 7 November 2026
*Written by the Vision Plus clinical content team, medically reviewed by Dr. Ritu Aurora, November 2026.*
Yes. Cataract surgery is a standard procedure that CGHS (Central Government Health Scheme) covers for eligible beneficiaries, and it is reimbursed at CGHS package rates. The scheme generally supports a standard foldable lens. If you choose a premium lens, you normally pay the extra difference yourself. Confirm the hospital's panel status before you book.
What does CGHS cover for cataract?
CGHS covers phacoemulsification (modern small-incision cataract surgery) done at an empanelled hospital, with a basic intraocular lens (IOL). The package is meant to cover the surgery, standard lens, routine tests tied to the procedure and the usual follow-up. We do not quote CGHS rates here, because they are revised by the scheme and differ by city category.
| Item | Usually covered | Usually paid by you |
|---|---|---|
| Cataract surgery (phaco) | Yes, at package rate | Nothing, if all steps are followed |
| Standard monofocal lens | Yes | Nothing |
| Premium lens (toric, multifocal, EDOF) | Up to the standard lens value, as per scheme rules | The price difference |
| Extra tests not tied to the package | Case by case | May be self-paid |
| Treatment at a hospital not on the panel | Only in defined emergencies | Usually the full bill first, then a claim |
Rules change, so ask the hospital or your wellness centre to confirm the current position.
Who is eligible?
CGHS cardholders include serving and retired central government employees, pensioners, certain autonomous body staff and their dependent family members, as per the scheme's rules. You need a valid, active card. Eligibility details are set by the scheme, so check with your wellness centre if you are unsure.
How the CGHS cataract process works
- Consult your CGHS doctor. Visit your wellness centre or a CGHS-recognised specialist, who confirms the need for surgery.
- Get the referral. For elective procedures, the referral or permission letter is issued for an empanelled hospital.
- Pick an empanelled hospital. Confirm the hospital is on the panel for eye surgery. See our page on CGHS-empanelled eye care in Noida .
- Pre-surgery tests. The hospital checks eye measurements, general fitness and, where needed, blood sugar and blood pressure.
- Surgery and discharge. Cataract surgery is usually day-care. Carry the card, an ID and the referral.
- Follow-up. Return for scheduled reviews and keep all discharge papers.
Vision Plus offers CGHS and cashless insurance support; confirm the panel at the desk before booking.
Documents to carry
- Valid CGHS card and a photo ID
- Referral or permission letter from the wellness centre
- Previous eye prescriptions and reports
- List of medicines, plus diabetes or blood pressure records
Noida note
Noida has a large population of retired central government staff and defence families in sectors such as 50, 51, 52, 62 and nearby areas. Many also live in Indirapuram and Greater Noida West. Because the referral is taken before surgery, plan a week or two ahead rather than waiting until vision becomes hard to manage.
What about a premium lens?
If you want a toric lens for astigmatism, or a multifocal or EDOF lens for lesser glasses dependence, expect to pay the difference over the standard lens. Read our guide to choosing a cataract lens and the page on cataract surgery cost in Noida . Ask for the difference in writing before you agree.
When to see a doctor
Do not delay care if vision falls suddenly, if there is eye pain with redness or if you see flashes or a dark curtain. Emergencies are handled first; paperwork can follow.
Frequently asked questions
Is cataract surgery covered under CGHS?
Yes, for eligible beneficiaries at empanelled hospitals. CGHS reimburses cataract surgery with a standard lens at package rates. Premium lenses are not fully covered. Always confirm the hospital's current panel status and rules with the desk or your wellness centre first.
Do I need a referral for cataract surgery under CGHS?
For planned surgery, yes. Your CGHS doctor or wellness centre normally issues the referral or permission letter naming the procedure. Without it, a claim may be refused, except in recognised emergencies. Ask your wellness centre how long the letter stays valid.
Can I get a multifocal or toric lens under CGHS?
CGHS supports a standard lens. If you choose a toric, multifocal or EDOF lens, you generally pay the difference between the premium lens and the standard one. Ask for a written estimate showing exactly what the scheme covers and what you pay.
Is there a CGHS eye hospital in Noida?
Several hospitals in Noida are on the CGHS panel, and the list changes over time. Vision Plus Eye Centre provides CGHS and cashless insurance support; please confirm the current panel at the desk. Call +91 8800313134 before your visit.
Check your CGHS eligibility with us
Bring your CGHS card and referral to Vision Plus Eye Centre, Kisan Tower, Sector 51, Noida, or Gaur City-1, Greater Noida West. Appointments and WhatsApp: +91 8800313134. Surgery consultation: +91 9717417417. Learn more about cataract surgery at Vision Plus .
Medically reviewed by Dr. Ritu Aurora, November 2026